Lori Espinosa

ACE Program Administrator at the ACE Branch
NMLS #249162
925.338.8203 Lori.Espinosa@lhfs.com

The Loan Process

Whether you’re ready to buy today, or just starting to think about a home purchase, this guide will give you the tools, knowledge, and resources to make your experience as enjoyable as possible. If you need additional assistance, or want to apply, find your local loan officer and connect today.


One of the benefits to being backed by Land Home Financial Services is that I have access to industry-leading tools and information, as well as resources for my clients.

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Knowledge Center

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Our Customers Say It Best

"I like the reverse mortgage because I can put money into my line of credit and it grows for me tax-free. I like the fact that I don’t have to make monthly payments, unless I want to."


Fresno, CA

"I’d like to thank you once again for the excellent way in which you helped me achieve my financial goals by making my reverse mortgage a reality. Your keen understanding of the products available, a most thorough knowledge of the reverse mortgage process, along with your easygoing nature made taking all the necessary steps a pleasure rather than an ordeal."

Tim M

San Diego, CA

"I was extremely impressed with the level of customer service, attentiveness, timeliness and accuracy. I proceeded to do two additional home refi’s through Land Home Financial, and I must say, I was not disappointed! I am very happy with Land Home Financial, and wouldn’t hesitate to recommend them to a friend or family member!"



Contact Lori Espinosa

Land Home Financial Services, Inc.
ACE Branch
7901 Stoneridge Drive Suite 117 Pleasanton, CA 94588

Lori Espinosa's Phone: 925.338.8203
NMLS #249162
Branch Phone: 925.924.4800
Branch Fax: 925.924.4802